By ReVroom Editors • March 2025
Wondering how insurance, financing, and warranties work with rebuilt title vehicles? These aspects can be different from traditional car purchases. Here’s what to know.
Insurance for rebuilt titles varies. Though most insurance agencies view rebuilt titles the same as any used car, some providers may only offer liability coverage, while others offer full coverage. With any used car, insurance costs will vary across providers. In comparison to a regular used car, some rebuilt cars will be more expensive to insure and some will be cheaper. There’s no standard rule. As with any purchase, it’s essential to shop around and check with many insurers to find the best rate.
Yes, it is common to finance a vehicle with a rebuilt title. Like any big purchase, lenders vary in their requirements and specialties. However, because rebuilt titles are generally more affordable, some buyers opt for shorter loan terms or personal financing to make the purchase easier. Check with your preferred lender to find out their policy.
Warranties on rebuilt cars are typically more limited, as manufacturer warranties are usually voided once a vehicle is salvaged. However, third-party warranty providers may offer options for rebuilt title vehicles, particularly for newer models. These warranties can cover basic repairs, giving buyers some added peace of mind.
ReVroom is the rebuilt auto marketplace. We specialize in rebuilt listings to make it easier than ever before to compare, buy, and sell rebuilt vehicles safely.
Curious to learn more? Click here to find out why so many people are buying rebuilt.
